Every driver is required to carry auto insurance. Unfortunately, drivers who are irresponsible enough to take to the road without this mandated coverage are more likely to violate other traffic rules as well, leading to major car accidents. The Florida Law Group can help you resolve any uninsured and underinsured motorist claims in Florida.
What Happens When the Other Driver is Uninsured?
Just as with any other crash, when you collide with an uninsured driver, you could find yourself with:
- Painful injuries
- Extensive medical costs
- Soaring vehicle expenses
Unlike other accidents, however, the other driver can’t cover your damages. So what are your options? First off, Florida has no-fault insurance. No matter who is responsible for the crash, you can be covered by your own policy for at least $10,000 in damages. In the event of severe injuries and the need for car replacement, however, your financial losses can quickly surpass your coverage.
What Happens When the Other Driver is Underinsured?
If the other driver is underinsured, you could sue that driver directly, but the chances are that he or she does not have much in the way of assets. Your primary option is to file an uninsured/underinsured motorist claim with your own insurance company.
How Our Florida Personal Injury Lawyers Can Help
The experienced legal team at The Florida Law Group is well-equipped to help with this process, so do not hesitate to call today.
We suggest you take the following steps:
- Find out if you have an uninsured motorist policy.
- File a claim with your insurance company with our help
- Don’t accept a low offer
Even if the other driver was obviously negligent, and even if you are working with your own insurer, you could still face a high level of difficulty collecting the full compensation you deserve. That is because every insurance company is out to protect its own bottom line, not necessarily to help people recover from their accidents. You deserve to have an advocate on your side, someone who has the legal expertise and dedication to get you the maximum compensation you are entitled to. Our Florida personal injury attorneys have more than 100 years of combined experience and have secured millions of dollars in compensation.
Contact the Florida Personal Injury Lawyers at The Florida Law Group Today for a Free Consultation
The Tampa personal injury attorneys at The Florida Law Group have been advocating for the rights of wrongfully injured victims since 1982. In that time, we have recovered millions of dollars on behalf of our clients. If you were a pedestrian injured in a car accident, we invite you to call our legal team to discuss your legal options. It’s free to call, and you are under no obligation. If our Florida pedestrian accident lawyers can help, we will. Contact us today online or by calling 833-271-1011.