Every driver is required to carry auto insurance. Unfortunately, drivers who are irresponsible enough to take to the road without this mandated coverage are more likely to violate other traffic rules as well, leading to major car accidents.
Just as with any other crash, when you collide with an uninsured driver, you could find yourself with:
Unlike other accidents, however, the other driver can’t cover your damages. So what are your options? First off, Florida has no-fault insurance. No matter who is responsible for the crash, you can be covered by your own policy for at least $10,000 in damages. In the event of severe injuries and the need for car replacement, however, your financial losses can quickly surpass your coverage. The Florida Law Group can help you resolve any uninsured motorist claims in Tampa or St. Petersburg.
Discuss your no-fault insurance needs during a free consultation: 833-FLA-LAWS (833-352-5297)
If the other driver is underinsured, you could sue that driver directly, but the chances are that he or she does not have much in the way of assets. Your primary option is to file an uninsured/underinsured motorist claim with your own insurance company. The experienced legal team at The Florida Law Group is well-equipped to help with this process, so do not hesitate to call today.
We suggest you take the following steps:
Even if the other driver was obviously negligent, and even if you are working with your own insurer, you could still face a high level of difficulty collecting the full compensation you deserve. That is because every insurance company is out to protect its own bottom line, not necessarily to help people recover from their accidents. You deserve to have an advocate on your side, someone who has the legal expertise and dedication to get you the maximum compensation you are entitled to. Our Tampa personal injury attorneys have more than 100 years of combined experience and have secured millions of dollars in compensation.
Not only is dealing with an insurer a hassle, but your recovery could rest on the results of your insurance claim. With so much at stake, an experienced attorney can help you craft a strong claim, explain your rights, and ensure that you do not accept a low-ball offer. At The Florida Law Group, we have an AV® Rating by Martindale-Hubbell®. This is a testament not only to our legal skill, but also to our high standards of ethical conduct.
Contact us today to discover your rights and options.
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