Uber & Lyft Accidents

Miami Rideshare Accident Attorneys

Injured in a Rideshare Accident in Miami, FL?

Ridesharing giants like Uber & Lyft are extremely popular in large cities, especially large party cities like Miami, where the traffic and parking situations drive many to a more convenient method of transportation. “Ubering” is how many in Miami get places in the city, especially at night, while hopping from scene to scene. These services are often thought of as safe, but while they have claimed to reduce the amount of drunk driving accidents and deaths, Uber & Lyft drivers aren’t professionals, and no vehicle is immune from the possibility of a crash. Recent research has shown that because there are so many Uber & Lyft vehicles on the road, traffic and ridesharing deaths are actually increasing.

If you've been injured in an accident involving an Uber or Lyft vehicle in Miami, you're not alone—and you're not without legal options. As rideshare usage continues to grow throughout South Florida, so do the number of accidents involving these services. At The Florida Law Group, our experienced Miami rideshare accident attorneys are dedicated to helping victims pursue the justice and compensation they deserve.

Whether you were a passenger, another driver, a pedestrian, or even a cyclist, our team is here to investigate your case, determine liability, and fight for the maximum possible recovery.

Call (833) 899-0310 now or fill out our online contact form to schedule your free consultation.

Rideshare Laws in Florida

Florida law considers rideshare companies like Uber and Lyft as transportation network companies (TNCs). These services are governed by Florida Statutes § 627.748, which set forth rules about insurance requirements, driver qualifications, and company responsibilities.

Here are a few key aspects of Florida’s rideshare laws:

Background checks: Rideshare drivers must undergo criminal background and driving history checks before being allowed to operate.
Vehicle standards: Vehicles must meet safety and registration standards.
Insurance requirements: Florida law requires TNCs to maintain specific insurance coverage based on the driver’s activity status (explained in more detail below).

These laws are designed to protect riders, drivers, and third parties in the event of an accident. However, navigating insurance claims and determining liability in a rideshare accident can be complicated. That’s where our experienced legal team comes in.

Who is Liable for an Uber or Lyft Accident?

Determining liability in an Uber or Lyft accident depends on what the driver was doing at the time of the crash. Florida’s rideshare laws break liability down into three main periods:

Driver Logged Off the App

If the driver is not actively using the Uber or Lyft app (i.e., they are "off duty"), then the rideshare company is not liable for any accidents. In these cases, the accident is treated like any other private vehicle accident, and the driver’s personal auto insurance policy must cover the damages.

Driver Logged On, Awaiting Ride Requests

When the driver is logged into the app and waiting for a ride request, Florida law requires the rideshare company to provide contingent liability coverage:

$50,000 per person for bodily injury
$100,000 per accident for bodily injury
$25,000 for property damage

This coverage is secondary, meaning the driver’s personal insurance is considered first. If that coverage is denied or insufficient, the TNC’s policy kicks in.

Driver Accepted a Ride or Is Transporting a Passenger

Once the driver accepts a ride request or is en route with a passenger, the rideshare company must provide primary insurance coverage of at least $1 million. This coverage applies to passengers, pedestrians, other drivers, and property damage.

This is typically the most favorable scenario for injured parties in terms of coverage—but it does not mean getting compensation is easy. Insurance companies often fight hard to reduce or deny claims, even when liability is clear. That is why it is important to have a seasoned Miami rideshare accident attorney on your side.

What to Do After an Uber or Lyft Accident in Miami

If you were involved in a rideshare accident in Miami, take the following steps:

Call 911 and report the accident.
Seek medical attention—even if you feel fine at first.
Take photos of the scene, vehicle damage, and any injuries.
Get contact and insurance information from all drivers involved.
Report the incident to Uber or Lyft through the app.
Do not give a recorded statement to any insurance company without consulting an attorney.
Contact The Florida Law Group for a free consultation.

FAQs About Uber & Lyft Accidents in Miami, FL

Can I sue Uber or Lyft directly?

Usually, no. Uber and Lyft classify their drivers as independent contractors, not employees, which limits their direct liability. However, you can typically file a claim against the insurance policies they provide during specific periods of the driver’s activity.

What if the Uber or Lyft driver was at fault?

If the driver was at fault and logged into the app, you may be eligible to recover compensation through the TNC’s insurance. If they were logged off, their personal insurance applies.

What if I was a passenger in the Uber or Lyft vehicle?

A: As a passenger, you are rarely at fault. You can file a claim against the rideshare company’s $1 million policy if the accident occurred while the driver was en route to or actively transporting you.

How long do I have to file a claim?

A: Florida law generally allows you two years from the date of the accident to file a personal injury lawsuit due to recent tort reform (as of March 2023). However, it is best to speak with an attorney as soon as possible so that important evidence is preserved and any shorter notice requirements for insurance claims are met.

What compensation can I recover?

Depending on your case, you may be entitled to compensation for:

Medical expenses
Lost wages
Pain and suffering
Property damage
Future medical care

Why Choose The Florida Law Group in Miami?

At The Florida Law Group, we understand the unique challenges rideshare accident victims face. From untangling insurance coverage to building a solid case, our team provides personalized, aggressive legal representation for clients throughout the Miami area.

We offer:

Free consultations
No fees unless we win
Thorough investigation and legal strategy
Responsive, compassionate support

Don’t go up against Uber or Lyft’s powerful insurance teams alone. Let a knowledgeable Miami rideshare accident lawyer fight for your rights.

Contact us today at (833) 899-0310 to get started on your claim.

Continue Reading Read Less

Hear From Our Clients

"Something you can guarantee Chris will go hard for his client, and never settle for less!"
My husband was in a car accident, Chris and his team has worked hard for him every step of the way while my husband was dealing with a lot of stress and depression do to his back and neck injuries.

- Kimberly
"I could not have asked for better care."
I had a very bad accident and was referred to Kevin, Chris and The Florida Law Group. I could not have asked for better care. I am very happy with the job they did for me and I want to thank them for working so hard on my case.

- Sarah
"We were very happy and have sent many of our friends who have needed a lawyer to them."
My wife had a serious car accident and the lawyers at The Florida Law Group recovered a large cash award for her. We were very happy and have sent many of our friends who have needed a lawyer to them.

- Robert

View All Reviews

Why Choose The Florida Law Group?

A Proven Record of Success
Since our founding in 1984, we have recovered hundreds of millions of dollars for our clients through settlements and at trial.
Personalized Service
Tailored to You
We are not a “mill” law firm featuring “case managers” instead of lawyers; we are lawyer-driven, lawyer-managed, and lawyer committed to practicing law at the very highest level.

Multi Million-Dollar Recoveries
We are proud of our success in obtaining million-dollar recoveries in our cases and we are not accustomed to settling for anything less than the very best for our clients.
Over Four Decades of Distinguished Experience
Our Senior Attorneys, Chris Limberopoulos and Steve Rawls, have been recognized as Florida Superlawyers since its inception in 2008. In addition to many other awards, The Florida Law Group is AV Preeminent rated by the prestigious Martindale Hubbel Attorney Directory.