Miami Uber & Lyft Accident Lawyers

Injured in a Rideshare Accident in Miami, FL?

Ridesharing giants like Uber & Lyft are extremely popular in large cities, especially large party cities like Miami, where the traffic and parking situations drive many to a more convenient method of transportation. “Ubering” is how many in Miami get places in the city, especially at night, while hopping from scene to scene. These services are often thought of as safe, but while they have claimed to reduce the amount of drunk driving accidents and deaths, Uber & Lyft drivers aren’t professionals, and no vehicle is immune from the possibility of a crash. Recent research has shown that because there are so many Uber & Lyft vehicles on the road, traffic and ridesharing deaths are actually increasing.

If you've been injured in an accident involving an Uber or Lyft vehicle in Miami, you're not alone—and you're not without legal options. As rideshare usage continues to grow throughout South Florida, so do the number of accidents involving these services. At The Florida Law Group, our experienced Miami rideshare accident attorneys are dedicated to helping victims pursue the justice and compensation they deserve.

Whether you were a passenger, another driver, a pedestrian, or even a cyclist, our team is here to investigate your case, determine liability, and fight for the maximum possible recovery.

Call (833) 899-0310 now or fill out our online contact form to schedule your free consultation.

Rideshare Laws in Florida

Florida law considers rideshare companies like Uber and Lyft as transportation network companies (TNCs). These services are governed by Florida Statutes § 627.748, which set forth rules about insurance requirements, driver qualifications, and company responsibilities.

Here are a few key aspects of Florida’s rideshare laws:

• Background Checks: Rideshare drivers must undergo criminal background and driving history checks before being allowed to operate.
• Vehicle Standards: Vehicles must meet safety and registration standards.
• Insurance Requirements: Florida law requires TNCs to maintain specific insurance coverage based on the driver’s activity status (explained in more detail below).

These laws are designed to protect riders, drivers, and third parties in the event of an accident. However, navigating insurance claims and determining liability in a rideshare accident can be complicated. That’s where our experienced legal team comes in.

Who is Liable for an Uber or Lyft Accident?

Determining liability in an Uber or Lyft accident depends on what the driver was doing at the time of the crash. Florida’s rideshare laws break liability down into three main periods:

Driver Logged Off the App

If the driver is not actively using the Uber or Lyft app (i.e., they are "off-duty"), then the rideshare company is not liable for any accidents. In these cases, the accident is treated like any other private vehicle accident, and the driver’s personal auto insurance policy must cover the damages.

Driver Logged On, Awaiting Ride Requests

When the driver is logged into the app and waiting for a ride request, Florida law requires the rideshare company to provide contingent liability coverage:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

This coverage is secondary, meaning the driver’s personal insurance is considered first. If that coverage is denied or insufficient, the TNC’s policy kicks in.

Driver Accepted a Ride or Is Transporting a Passenger

Once the driver accepts a ride request or is en route with a passenger, the rideshare company must provide primary insurance coverage of at least $1 million. This coverage applies to passengers, pedestrians, other drivers, and property damage.

This is typically the most favorable scenario for injured parties in terms of coverage—but it doesn’t mean getting compensation is easy. Insurance companies often fight hard to reduce or deny claims, even when liability is clear. That’s why it’s important to have a seasoned Miami rideshare accident attorney on your side.

What to Do After an Uber or Lyft Accident in Miami

If you were involved in a rideshare accident in Miami, take the following steps:

1. Call 911 and report the accident.
2. Seek medical attention—even if you feel fine at first.
3. Take photos of the scene, vehicle damage, and any injuries.
4. Get contact and insurance information from all drivers involved.
5. Report the incident to Uber or Lyft through the app.
6. Do not give a recorded statement to any insurance company without consulting an attorney.
7. Contact The Florida Law Group for a free consultation.

FAQs About Uber & Lyft Accidents in Miami, FL

Can I sue Uber or Lyft directly?

Usually, no. Uber and Lyft classify their drivers as independent contractors, not employees, which limits their direct liability. However, you can typically file a claim against the insurance policies they provide during specific periods of the driver’s activity.

What if the Uber or Lyft driver was at fault?

If the driver was at fault and logged into the app, you may be eligible to recover compensation through the TNC’s insurance. If they were logged off, their personal insurance applies.

What if I was a passenger in the Uber or Lyft vehicle?

A: As a passenger, you are rarely at fault. You can file a claim against the rideshare company’s $1 million policy if the accident occurred while the driver was en route to or actively transporting you.

How long do I have to file a claim?

A: Florida law allows you two years from the date of the accident to file a personal injury claim due to recent tort reform (as of March 2023). However, it’s best to start the process as soon as possible to preserve evidence.

What compensation can I recover?

Depending on your case, you may be entitled to compensation for:

• Medical expenses
• Lost wages
• Pain and suffering
• Property damage
• Future medical care

Why Choose The Florida Law Group?

At The Florida Law Group, we understand the unique challenges rideshare accident victims face. From untangling insurance coverage to building a solid case, our team provides personalized, aggressive legal representation for clients throughout the Miami area.

We offer:

• Free consultations
• No fees unless we win
• Thorough investigation and legal strategy
• Responsive, compassionate support

Don’t go up against Uber or Lyft’s powerful insurance teams alone. Let a knowledgeable Miami rideshare accident lawyer fight for your rights.

Contact us today at (833) 899-0310 to get started on your claim.